When you decide to buy a home or refinance a mortgage, it's a big step. You can trust me  to find the loan program that's best for you.   Bill Meldrum is 21 year veteran of the mortgage and real estate business.  In the past 3 years in the toughest mortgage and real estate market ever, 100% of my pre-approved customers have successfully closed on their new home purchases. 

Your first step to home ownership begins with your personal "CREDIT REVIEW"  Now is the time to buy!  Order your credit review now to get started.

Getting your Pre-Approval is as easy as 1-2-3

1.    Order your "Credit Review"  Click on Joint or Single Credit review Button.  Good Credit, Poor Credit or No Credit.  Every pre-approval requires a Credit Review. 

2.    Start your On-Line Loan Application.  Click on the Loan Application Button.

3.    Provide your documents.  Click on Loan App Checklist Button.

That's it!  In less than 1 Hour you have provided all the information to get pre-approved and you are ready to make your offer!

About credit scores

When you apply for credit – whether for a credit card, a car loan, or a mortgage – lenders want to know what risk they'd take by loaning money to you. FICO® scores are the credit scores most lenders use to determine your credit risk. You have three FICO scores, one for each of the three credit bureaus: Experian, TransUnion, and Equifax. Each score is based on information the credit bureau keeps on file about you. As this information changes, your credit scores tend to change as well. Your 3 FICO scores affect both how much and what loan terms (interest rate, etc.) lenders will offer you at any given time. Taking steps to improve your FICO scores can help you qualify for better rates from lenders.

Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.